Online Sports Betting Deposits

Learning how to fund an online sports betting account is the most important part of wagering because if you don’t put any money in, you won’t be able to win anything. These premier online sportsbooks that are legal offer many fast and efficient deposit methods that are also safe and legal, so you can bet until your blue in the face without any trepidation.

Our guide to online sportsbook deposits is going to cover the legal aspects of deposits, as well as the safety protocols that the top-tier US sports betting sites use. We will cover all of the best deposit methods that are available, and show you the fees, processing times, and limits of each one. Finally yet importantly, we will review one of our favorite sportsbooks that has some great deposit options.

Is It Legal To Deposit Into An Online Sportsbook?

The premier online sportsbooks make sure that each and every deposit method they offer follows the rules set in place by the federal and state laws. The main federal sports betting law that regulates funding methods for U.S. online sportsbooks is the UIGEA, or the Unlawful Internet Gambling Enforcement Act. This Act requires that online wagering sites do not send money directly to a credit card account. This actually doesn’t affect deposits, because you can still add money to your account with a credit/debit card, it only really affects payouts, which you can read about on our online sportsbook withdrawals page. The sportsbooks reviewed here on LegalSportsbooksUSA all offer legal deposit methods that work despite restrictions placed on the industry by the federal and state sports betting laws. Check out our law pages to learn much more about the legal landscape of sports betting in America.

Are Sportsbook Deposits Safe?

Yes, these sites do their best to make all funding methods safe and secure. You will find that each site we review uses the most up-to-date security software and encryption protocols to keep your money and your personal information safe. These sites have been functioning for decades and have millions of members. They would not continue to thrive as they do if they didn’t keep players money safe. You can be sure that your funds will be as secure as they are on sites like Amazon or Netflix.

How To Make A Deposit

Making a deposit is simple. First, you must become a member of the site, which means just filling out some contact information and creating a password. When you are ready to make a deposit, head over to the online cashier and choose the method that suits you. Each deposit option has varying speeds, fees, and limits, which we will go over later. After you choose your preferred method, follow the instructions that the site gives and you will be well on your way to developing your bankroll.

Deposit Methods

Some sites have more deposit methods than others do, but you can be sure that each one is safe and relatively fast. We will next list the most useful and popular deposit methods that most sites offer, and then explain how limits, speeds, and fees work. These are fairly standard, but you may come across a few websites that offer other means to fund your account, plus there are always new methods/services being introduced. If you don't see it on this page, it doesn't mean that it's not safe to use, but if you are going to use it, make sure it is with a trusted online sportsbook.

Credit & Debit Cards - The most popular deposit method is simply using a credit or debit card. Most sites accept Visa, MasterCard, American Express, and Discover. The simplicity and speed is a crucial part of credit/debit deposits. All you need to do is enter your card information to the online cashier, choose the amount you would like to deposit, and the money will appear in your account within minutes. Because of overseas transaction restrictions on some cards, they occasionally are declined. This is why every site offers excellent alternative methods.

Cash Wire Transfers - Probably the 2nd most popular option is a cash wire transfer in the form of Western Union, MoneyGram, or other wire services. These methods are fast, usually taking a day or two to process, and are never declined. Cash wire transfers are great alternatives to using a card if you want to add money to your account fast. To use a cash wire, select it in the online cashier and follow the instructions on the site. Most of these can be done completely online.

Money Orders - If you don’t mind waiting a little while for your deposit to process, money orders are a great option. IF you have ever purchased one before you know how easy it is. Just head to your local store that sells money orders, send it to the site that you are a member of. They will credit your account as soon as they receive the money order, and this usually takes less than a week.

Bank Wire Transfer - You can deposit money directly from your checking or savings account with a bank wire transfer. When you head to the online cashier, choose “bank wire transfer” and they will give you detailed instructions. Usually you just need to send the site your bank wire instructions, and they will credit your account immediately upon receipt. This usually takes 1-3 days.

Prepaid & Gift Cards - You can use my cash cards, or gift cards such as Amazon or Walmart to fund your account as well. These come with certain amounts, or incremental amounts. Therefore, if you want to deposit say $500, then you must find an option that allows for that much. These are excellent deposit methods because there are no fees, and they are very fast.

Bitcoin - Bitcoin is a relatively new electronic payment option that allows the user to transfer funds directly from your Bitcoin account to your sportsbook. Bitcoin deposits are very fast, usually taking less than 48 hours, and are simple. Many Bitcoin members use this method for all of their sportsbook funding. Bitcoin is subject to availability on most sites though, so it will occasionally not be available.

Sportsbook Deposit Fees & Surcharges

Online sportsbooks must unfortunately charge fees for many of the deposits to cover international transfer costs. These U.S. online sportsbooks do their best to keep these fees as low as possible. Most credit/debit deposits will charge lower than 6.5% of the deposit, while cash wire transfers can range from $25-$50. Many sportsbooks will waive the fees for some methods if the deposit amount is large enough. For instance, some sites cover the cash transfer fee for a deposit of $300 or more. Check out the cashier section of the sportsbook that you are on to see the fees for each method.

Deposit Limits: Minimums & Maximums

Most deposit methods have limits due to the cost of sending money overseas. These are usually very reasonable, and most methods will allow you to put large amounts in to your account. Credit/debit card minimums range from $50 to $300 depending on the site, and the maximums range from $250 to $1,000. Cash wire and bank wire deposits can be as low as $50 and as high as $25,000 (some have no limits). It all depends on the site that you choose. Check out the online cashier to see the limits.

Sportsbook Payment Processing Speed

Most deposit methods vary by the speed at which they are credited to a user's account. Credit/debit cards are the fastest methods, usually crediting your account within minutes. Money orders can take up to two weeks, and all of the other methods fall somewhere in between. Credit/debit, gift/cash cards, and bitcoin are the fastest methods, while money orders and checks are the slowest. Check out the online cashier to learn more.

What Is The Fastest Way To Deposit Into A Sports Betting Site?

The fastest and most efficient deposit method is via a credit or debit card. These work much the same way as purchasing something at an online retailer, and are simple to use. For speed and flexibility, we recommend credit/debit deposits because they are quite simple. Sometimes cards are declined because the card companies put regulations on international transfers. If this is the case, there is no harm in trying multiple cards or simply choosing another deposit method.

USA Sportsbooks With The Best Deposit Methods

As you can see, there are many excellent deposit methods out there that will get you wagering fast. These legal USA sports betting sites offer world-class sports betting and equally innovative funding methods in order to make your experience as streamlined as possible. We would like to show you a few sites that we believe have the best deposit methods combined with top-tier sports betting software. These online sportsbooks are some of our favorites and are the same places we go to wager when its time to put a bet down on the big game.

50% Free Play
BetOnline - Accepting Players From All 50 States!

There are several options for online sportsbooks that accept U.S. players, but one of our favorites is BetOnline. It has been around since the early 1990’s and has just gotten better and better over time. BetOnline offers more deposit options than most other sites. They are fast and their safety is unsurpassed in the industry. Once you make your initial deposit you’ll be up and running in minutes. Right now, you’ll also get a welcome bonus on your first deposit. That’s right; BetOnline will match your first deposit by 25% up to $1,000. That is $1,000 dollars of free money to wager on anything on the site.

Signing up is very easy and takes only a few minutes. All you have to do is click on the join now button on top of the page. You will then come to a page where you will fill in some basic personal info and pick a password. When you are finished, you simply click the red “click here to create account” button. BetOnline will send you a confirmation email. Click on the link in the email and you are ready to go. When you are ready to deposit money, you will have many options from which to choose. You can use credit/debit cards, Person-to-Person transactions such as MoneyGram or Western Union, money orders, bitcoin, and more. With all of these options, you can’t go wrong so sign up today and begin your adventure with the top online sportsbook for USA players.

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